Auto Loan Calculator: Estimate Your Payment
How This Calculator Works
Use this auto loan calculator to estimate your monthly payment and interest rate based on the information you enter, such as your loan amount, vehicle details, location and credit score range. The results are estimates—not a loan offer—and can help you compare scenarios as you plan.
What you’ll need: Vehicle model year and estimated value, your state, and your credit score range (estimate)
*Required fields are denoted by asterisks

Auto Loans designed for you.
Our auto loan payment calculator makes it easy to estimate monthly payments based on loan amount, model year and value of the vehicle and credit score.
Your results for an auto loan:
Results are provided for informational purposes only. Quoted payment and interest rate are based on information provided including, but not limited to, requested loan amount, Loan-to-Value (LTV) and credit score. This information cannot be used by M&T Bank to determine eligibility. The quoted rate is not a commitment to lend or an approval of credit. Not all applicants will qualify for the lowest rate or advertised terms. Actual loan terms, including the term, monthly payment and APR, will be based on a full credit application, verification of information, vehicle details, loan terms, and any applicable fees. Rates are subject to change, payment example is for illustrative purposes only.
We were unable to find a solution that matched the information provided. Please contact the Call Center at 1-866-924-2249 or visit your local branch for additional information and to apply.
The requested loan amount is too high based on the estimated value of your vehicle. Please check your inputs and try again, or contact the Call Center at 1-866-924-2249 or visit your local branch for additional information and to apply.
Lending FAQs
It’s a tool that estimates a monthly payment and rate using the information you enter. It’s for planning, not approval.
You’ll enter a loan amount, vehicle details, your state and a credit score range.
No. Results are estimates for planning. Your actual terms depend on eligibility and underwriting.
Changing your loan amount, vehicle value or credit score range can change the estimate because those inputs affect pricing.
