HELOC Rate and Payment Calculator
Special Introductory Offer
Apply for an M&T CHOICEquity now and receive a special introductory rate for the first six billing cycles.{{d971*}}
*Required fields are denoted by asterisks
Discover your home's potential.
Your home may be your most valuable asset. Our HELOC rate and payment calculator makes it easy to estimate monthly payments based on loan amount, LTV{{d106*}} and credit score.{{d971*}}
Your results for a line of credit:
Interest-only payments during ten-year draw period, or per month if you choose Principal and Interest payments.{{d971*}}
100.00%
Quoted payment and interest rate are based on information provided including, but not limited to, requested loan amount, LTV{{d106*}} and credit score. Actual rate may vary. Payment amounts assume the line is fully drawn. Rates are subject to change, payment example is for illustrative purposes only.
We were unable to find a solution that matched the information provided. Please contact the Call Center at 1-866-924-2249 or visit your local branch for additional information and to apply.
The requested loan amount is too high based on the value of your home. Please check your inputs and try again, or contact the Call Center at 1-866-924-2249 or visit your local branch for additional information and to apply.
| Rate Info | |
|---|---|
| PrimeRate | 7.50% |
| PrimeAsOf | 12/19/24 |
| IntroMargin | -1.51% |
| LowMargin | -0.06% |
| HighMargin | +7.39% |
| MinAPR | 2.99% |
| MaxAPR | 15.90% |
| ExampleAmount | $25,000 |
| ExamplePayment | $206.63 |
| ExampleAPR | 7.84% |
| Early Closing Fees | |
|---|---|
| CT | 4,453 |
| DE | 3,931 |
| ME | 2,950 |
| MD | 18,409 |
| MA | 3,956 |
| NH | 3,088 |
| NJ | 4,739 |
| NY | 23,907 |
| VT | 3,702 |
| VA | 7,415 |
| DC | 4,866 |
| WV | 3,277 |
